When a handshake isn't enough™
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Above the Curve Ag Services™
Above the Curve Ag Services was founded to solve a problem that strains nearly every agricultural retailer, seed dealer, feed mill and input supplier to farmers: how to extend credit competitively without absorbing unacceptable risk and how to collect on past-due accounts without sacrificing the grower relationships that took years to build. Above the Curve brings a rare combination of deep industry know-how and hands-on credit and collections expertise to a sector that is chronically underserved by the current "generalist" financial service providers. We partner with ag retailers and suppliers to bring solutions that build loyalty to their business and preserve hard earned profits.
We work with your accounting team to bring the CurveTrust™ Platform to life – the ag retail platform that supports monitoring receivables and scoring credit and payables history for every customer. For problem accounts, CurveTrust™ Resolve is the ag industry's only collections effort focused on customer loyalty and preserving the farmers enterprise through a series of actions including payment plans, alternative financing and only with the retailers approval – pursuing legal options. Above the Curve Ag Services lets our clients focus on growing their business while we protect its bottom line — currently serving retailers and suppliers across Nebraska, Kansas, Iowa, Missouri, South Dakota, Minnesota, and North Dakota.
Our Services
Credit Management
Strengthen your credit policies and protect your bottom line without slowing down sales. We help ag retailers and input suppliers build smart, consistent credit frameworks — from setting the right terms and limits to assessing risk on individual grower accounts — so you can extend credit with confidence and keep your receivables healthy. We structure plans based on your desired level of risk.
CurveTrust™ Platform
CurveTrust™ turns receivables data into clear actions. The platform identifies emerging risk early, assesses each account using aging, exposure, and payment history, and brings sales into the process for added context. From there, teams can engage customers through an approved escalation process and track each issue through resolution—or seamlessly hand it off to CurveTrust Resolve when additional support is needed.
CurveTrust™ Resolve
CurveTrust™ Resolve provides a focused, relationship-conscious approach to collections, moving each account through a clear four-step process: verify the balance and customer situation, negotiate a workable resolution—including full payment, a payment plan, or proposed alternative financing to enable the farmer to continue as a customer. We only pursue legal action as a last resort and only with your approval. Collections are contingency-based, so you pay nothing unless money is recovered.